TERMS AND CONDITIONS

Effective Date: [07/24/2026]

Last Updated: [07/28/2026]

1. Introduction

Welcome to MONEYLENDINGS.COM (“Website,” “Site,” “we,” “our,” or “us“).

These Terms and Conditions (“Terms“) govern your access to and use of MONEYLENDINGS.COM and all related products, services, content, applications, features, and functionality made available through the Website.

By accessing or using this Website, you acknowledge that you have read, understood, and agree to be legally bound by these Terms, our Privacy Policy, and any additional policies referenced herein.

If you do not agree to these Terms, you must immediately discontinue use of the Website.

These Terms constitute a legally binding agreement between you (“User,” “you,” or “your“) and MONEYLENDINGS.COM.

2. Definitions

For purposes of these Terms:

“Website” means MONEYLENDINGS.COM and all associated webpages, mobile versions, software, applications, content, services, and communications.

“User” means any individual or entity accessing or using the Website.

“Lead” means any information voluntarily submitted by a User for the purpose of obtaining information, offers, quotes, or referrals regarding financial products or services.

“Lender” means any bank, credit union, finance company, marketplace lender, licensed lending institution, or other financial institution offering lending products.

“Broker” means any company or individual that connects consumers with one or more lenders.

“Financial Service Provider” includes lenders, brokers, debt settlement companies, debt management providers, credit repair organizations, personal finance companies, and other third-party service providers.

“Third Party” means any company, organization, advertiser, lender, affiliate, broker, service provider, or person other than MONEYLENDINGS.COM.

3. Nature of Our Services

MONEYLENDINGS.COM operates solely as an online financial marketplace and lead generation platform.

We provide consumers with opportunities to compare financial products and services from independent third-party companies.

Our Website may provide information or referral opportunities relating to:

• Personal loans
• Installment loans
• Debt consolidation loans
• Credit cards
• Balance transfer offers
• Debt management services
• Debt settlement services
• Credit counseling
• Credit repair services
• Personal finance resources
• Other consumer financial products and services

We do not:

• issue loans;
• extend credit;
• make lending decisions;
• guarantee approval;
• negotiate debt;
• repair credit;
• provide legal services;
• provide tax advice;
• provide financial planning services;
• provide investment advice; or
• act as an agent for any lender.

All financial products and services are offered exclusively by independent third-party companies.

4. No Lending Activities

MONEYLENDINGS.COM is not a lender.

We do not:

• originate loans;
• fund loans;
• underwrite loans;
• service loans;
• collect loan payments;
• determine loan eligibility;
• determine creditworthiness;
• determine interest rates;
• determine loan amounts; or
• determine repayment terms.

All lending decisions are made solely by participating third-party lenders or brokers according to their own underwriting criteria.

Submission of information through this Website does not guarantee approval for any loan or financial product.

5. Marketplace Disclosure

The Website is intended solely to connect consumers with independent financial service providers.

Our role is limited to introducing consumers to third-party companies that may offer financial products or services matching information voluntarily submitted by users.

Any agreement entered into after leaving our Website is solely between you and the applicable third-party provider.

We are not responsible for:

• loan approvals;
• loan denials;
• loan funding;
• interest rates;
• fees;
• repayment terms;
• customer service;
• debt settlement outcomes;
• credit repair results;
• contract performance; or
• any actions or omissions of third-party providers.

6. No Financial Advice

Information presented on the Website is provided solely for general informational and educational purposes.

Nothing on the Website constitutes:

• financial advice;
• legal advice;
• tax advice;
• investment advice;
• accounting advice; or
• professional counseling.

Users should consult qualified professionals before making financial decisions.

Reliance upon any information appearing on this Website is solely at your own risk.

7. Eligibility

By using this Website, you represent and warrant that:

• you are at least eighteen (18) years of age;
• you are legally capable of entering into binding contracts;
• you reside within the United States unless otherwise permitted;
• all information you submit is truthful and accurate;
• you will promptly update any inaccurate information;
• you are using the Website solely for lawful purposes; and
• you are not prohibited from using the Website under any applicable law.

We reserve the right to refuse service or terminate access at any time.

8. User Information

To receive referrals or offers, you may be asked to submit personal information including, but not limited to:

• name;
• address;
• email address;
• telephone number;
• date of birth;
• employment information;
• income information;
• housing information;
• requested loan amount;
• credit-related information; and
• other information requested by participating providers.

You represent that all information provided is complete, truthful, and accurate.

Providing false, misleading, fraudulent, or incomplete information may result in denial of services by third-party providers.

9. Referral Process

When you submit information through MONEYLENDINGS.COM, we may:

• transmit your information to one or more participating lenders;
• transmit your information to one or more lending brokers;
• transmit your information to debt settlement companies;
• transmit your information to debt management providers;
• transmit your information to credit repair organizations;
• transmit your information to affiliate partners;
• transmit your information to marketing partners; or
• transmit your information to other financial service providers that may offer products or services matching your request.

Submission of information does not create a customer relationship between you and MONEYLENDINGS.COM.

10. No Guarantee of Offers

We make no representation or warranty that:

• you will receive any offer;
• you will qualify for financing;
• you will receive multiple offers;
• any lender will contact you;
• any loan will be funded;
• you will qualify for a particular interest rate;
• you will qualify for a particular credit card;
• you will achieve debt relief;
• you will improve your credit score; or
• any financial product is available in your jurisdiction.

Availability of products varies based upon lender requirements, state law, and numerous underwriting factors.

11. Third-Party Providers

MONEYLENDINGS.COM does not own, control, supervise, or manage any lender, broker, debt settlement company, credit repair organization, or financial institution listed or promoted through the Website.

Each provider:

• maintains its own policies;
• establishes its own eligibility requirements;
• sets its own pricing;
• determines its own approval standards;
• maintains its own licensing; and
• is solely responsible for its own products and services.

Users should carefully review all agreements presented by any third-party provider before accepting any financial product or service.

12. Compensation Disclosure

MONEYLENDINGS.COM may receive compensation from participating lenders, brokers, advertisers, affiliate partners, lead buyers, or other third-party financial service providers when users:

• submit information;
• request quotes;
• are referred to participating companies;
• complete applications;
• are approved;
• obtain financial products; or
• engage in other qualifying activities.

Such compensation may influence:

• the order in which providers appear;
• featured listings;
• promotional placements;
• advertising content; and
• other Website content.

Compensation received does not constitute an endorsement, recommendation, or guarantee regarding any third-party provider.

Users are encouraged to independently compare all available financial products before making financial decisions.

TERMS AND CONDITIONS (PART 2)

13. Acceptable Use of the Website

You agree to use MONEYLENDINGS.COM only for lawful purposes and in accordance with these Terms.

You agree that you will not use the Website in any manner that:

• Violates any applicable federal, state, or local law or regulation;
• Violates the rights of any third party;
• Interferes with the operation of the Website;
• Attempts to gain unauthorized access to our systems;
• Introduces malware, ransomware, viruses, Trojan horses, worms, or other harmful code;
• Attempts to disrupt Website functionality;
• Collects information about other users without authorization;
• Uses automated systems to access the Website without our written permission;
• Engages in fraudulent activity;
• Impersonates another person or entity; or
• Uses the Website for any unlawful, deceptive, abusive, or harmful purpose.

Any violation of this section may result in immediate termination of your access.

14. Prohibited Activities

Users specifically agree not to:

• Submit false loan applications;
• Provide inaccurate personal information;
• Submit another person’s information without authorization;
• Use stolen identities;
• Attempt identity theft;
• Upload malicious software;
• Reverse engineer the Website;
• Circumvent Website security features;
• Copy Website content without permission;
• Scrape data using bots or automated software;
• Harvest email addresses;
• Attempt denial-of-service attacks;
• Frame or mirror any portion of the Website;
• Create fake referrals;
• Manipulate affiliate tracking systems;
• Abuse promotional offers;
• Spam our forms;
• Test vulnerabilities without authorization; or
• Interfere with other users’ use of the Website.

15. User Responsibilities

You are solely responsible for:

• Maintaining the accuracy of your information;
• Protecting your devices from unauthorized access;
• Maintaining the confidentiality of any login credentials, if applicable;
• Reviewing all agreements offered by third-party providers;
• Determining whether any financial product is suitable for your circumstances; and
• Complying with all applicable laws.

You acknowledge that financial decisions involve risk and that you are solely responsible for any decisions you make after using the Website.

16. Intellectual Property Rights

Unless otherwise indicated, all content available on MONEYLENDINGS.COM is owned by or licensed to MONEYLENDINGS.COM and is protected by United States and international intellectual property laws.

This includes, without limitation:

• Website design;
• Source code;
• Software;
• Logos;
• Trademarks;
• Service marks;
• Graphics;
• Icons;
• Images;
• Videos;
• Text;
• Databases;
• Page layouts;
• Articles;
• Blog content;
• Educational materials;
• Downloadable resources; and
• All other proprietary content.

No ownership rights are transferred through your use of the Website.

17. Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Website solely for personal, non-commercial purposes.

This license does not permit you to:

• Copy Website content;
• Modify Website content;
• Republish content;
• Sell content;
• Distribute content;
• License content;
• Create derivative works;
• Use our trademarks;
• Commercially exploit Website materials; or
• Reproduce substantial portions of the Website without prior written permission.

18. User Submissions

Any information you voluntarily submit through the Website, including:

• Forms;
• Feedback;
• Suggestions;
• Reviews;
• Comments;
• Testimonials;
• Survey responses; and
• Communications,

may be used by MONEYLENDINGS.COM for operating, improving, marketing, maintaining, and administering the Website, subject to our Privacy Policy and applicable law.

By submitting such information, you represent that you have the legal right to provide it.

19. Electronic Communications

By accessing or using the Website, you consent to receive communications electronically.

These communications may include:

• Emails;
• SMS/text messages (where consent is provided);
• Telephone calls;
• Push notifications;
• Website notices; and
• Other electronic communications relating to your use of the Website.

Electronic communications satisfy any legal requirement that communications be in writing.

20. Electronic Signature (E-SIGN Consent)

By submitting information through the Website, you consent to the use of electronic records and electronic signatures as permitted under the federal Electronic Signatures in Global and National Commerce Act (“E-SIGN Act”).

You agree that:

• Electronic disclosures satisfy legal disclosure requirements;
• Electronic records have the same legal effect as paper records;
• Your electronic consent is legally binding; and
• You may withdraw consent where permitted by law, although doing so may limit your ability to use certain services.

21. Telephone Communications and TCPA Consent

By voluntarily providing your telephone number through the Website, you expressly consent to be contacted by MONEYLENDINGS.COM and our participating third-party lenders, brokers, financial service providers, affiliates, and marketing partners.

Subject to applicable law, communications may include:

• Telephone calls;
• Calls using automated telephone dialing systems;
• Artificial or prerecorded voice messages;
• SMS or MMS text messages; and
• Other communications related to your inquiry, requested services, or marketing offers.

Your consent is not a condition of purchasing any goods or services.

You may revoke your consent at any time by following applicable opt-out instructions or by contacting the party sending the communications. Revocation may not affect communications that are legally permitted or necessary to fulfill existing obligations.

22. Email Communications

By providing your email address, you consent to receive:

• Transactional emails;
• Service-related notifications;
• Referral updates;
• Educational materials;
• Promotional communications; and
• Marketing emails.

You may unsubscribe from promotional emails at any time using the unsubscribe instructions contained within the email, though we may continue to send legally required or transactional communications.

23. Privacy

Your use of the Website is also governed by our Privacy Policy.

Our Privacy Policy explains, among other things:

• What information we collect;
• How we collect information;
• How information is used;
• How information may be shared with third parties;
• Cookies and tracking technologies;
• Consumer rights;
• Security practices; and
• Your available privacy choices.

By using the Website, you acknowledge that you have reviewed and agree to our Privacy Policy.

24. Cookies and Tracking Technologies

The Website may use:

• Cookies;
• Web beacons;
• Pixels;
• Local storage;
• Session identifiers;
• Analytics technologies;
• Advertising identifiers; and
• Other tracking technologies.

These technologies may be used to:

• Improve Website functionality;
• Remember user preferences;
• Measure Website performance;
• Personalize content;
• Deliver relevant advertising;
• Analyze visitor behavior; and
• Detect fraud or abuse.

You may disable certain cookies through your browser settings, although doing so may affect Website functionality.

25. Third-Party Websites

The Website may contain links to third-party websites, advertisements, applications, or services.

These links are provided solely for convenience.

We do not:

• Own third-party websites;
• Control third-party websites;
• Endorse third-party content;
• Guarantee third-party products or services;
• Monitor third-party privacy practices; or
• Assume responsibility for third-party websites.

Your interactions with third-party websites are solely between you and those third parties and are governed by their respective terms, conditions, and privacy policies.

26. Third-Party Financial Products

Financial products and services displayed through the Website are offered exclusively by independent third parties.

Rates, fees, approval criteria, loan amounts, repayment terms, rewards, promotional offers, and product availability may change at any time without notice.

MONEYLENDINGS.COM does not guarantee the accuracy, completeness, or availability of any financial product information presented by third-party providers.

Users should verify all material terms directly with the applicable provider before entering into any agreement.

27. Website Availability

We strive to maintain uninterrupted access to the Website; however, we do not guarantee that the Website will always be available.

The Website may become unavailable due to:

• Scheduled maintenance;
• System upgrades;
• Technical failures;
• Internet outages;
• Cybersecurity incidents;
• Third-party service interruptions;
• Natural disasters; or
• Circumstances beyond our reasonable control.

We reserve the right to suspend, modify, discontinue, or restrict access to any part of the Website at any time without prior notice.

28. Security

While we employ commercially reasonable administrative, technical, and physical safeguards to protect information submitted through the Website, no method of electronic transmission or storage is completely secure.

Accordingly, we cannot and do not guarantee that unauthorized access, data loss, interception, alteration, or other security incidents will never occur.

You are responsible for maintaining the security of your own devices, internet connection, and credentials.

29. Copyright Complaints (DMCA)

MONEYLENDINGS.COM respects the intellectual property rights of others and expects users to do the same.

If you believe that material available on the Website infringes your copyright, you may submit a written notice to our designated Copyright Agent containing:

• Your name and contact information;
• Identification of the copyrighted work claimed to have been infringed;
• Identification of the allegedly infringing material and its location on the Website;
• A statement of good-faith belief that the use is unauthorized;
• A statement, under penalty of perjury, that the information in the notice is accurate and that you are authorized to act on behalf of the copyright owner; and
• Your physical or electronic signature.

Upon receipt of a valid notice, we may remove or disable access to the allegedly infringing material in accordance with applicable law.

30. Reservation of Rights

We reserve all rights not expressly granted under these Terms.

Without limiting the foregoing, we reserve the right, at our sole discretion, to:

• Monitor use of the Website;
• Investigate suspected violations of these Terms;
• Remove content;
• Suspend or terminate user access;
• Restrict access to specific features;
• Modify or discontinue services;
• Update Website functionality; and
• Take any other action we deem necessary to protect the Website, our users, or our legal rights.

TERMS AND CONDITIONS (PART 3)

31. Disclaimer of Warranties

THE WEBSITE AND ALL CONTENT, FEATURES, INFORMATION, PRODUCTS, SERVICES, AND FUNCTIONALITY PROVIDED THROUGH MONEYLENDINGS.COM ARE PROVIDED ON AN “AS IS,” “AS AVAILABLE,” AND “WITH ALL FAULTS” BASIS.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, MONEYLENDINGS.COM EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING, WITHOUT LIMITATION:

• Implied warranties of merchantability;
• Fitness for a particular purpose;
• Non-infringement;
• Accuracy;
• Completeness;
• Reliability;
• Availability;
• Performance;
• Security; and
• Quiet enjoyment.

We do not warrant or represent that:

• The Website will operate without interruption;
• The Website will be error-free;
• The Website will always be available;
• Defects will be corrected;
• Information is complete or current;
• Any lender or provider will approve your application;
• Any financial product will remain available;
• Any rates or offers displayed remain accurate; or
• The Website is free from viruses or other harmful components.

Your use of the Website is entirely at your own risk.

32. No Guarantee of Financial Results

MONEYLENDINGS.COM makes no guarantee regarding any financial outcome resulting from your use of the Website.

Specifically, we do not guarantee:

• Loan approval;
• Loan funding;
• Specific interest rates;
• Credit limits;
• Credit card approvals;
• Debt reduction;
• Debt settlement success;
• Credit score improvement;
• Financial savings;
• Refinancing approval;
• Debt consolidation eligibility; or
• Any other financial benefit.

Every lender and financial service provider applies its own underwriting standards, eligibility requirements, pricing models, and approval criteria.

Past performance of any financial product does not guarantee future results.

33. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, MONEYLENDINGS.COM, ITS OWNERS, MEMBERS, MANAGERS, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AGENTS, AFFILIATES, LICENSORS, SUCCESSORS, AND ASSIGNS SHALL NOT BE LIABLE FOR ANY DAMAGES ARISING FROM OR RELATED TO YOUR USE OF THE WEBSITE.

THIS INCLUDES, WITHOUT LIMITATION:

• Direct damages;
• Indirect damages;
• Incidental damages;
• Consequential damages;
• Special damages;
• Exemplary damages;
• Punitive damages;
• Lost profits;
• Lost revenue;
• Lost business opportunities;
• Loss of goodwill;
• Loss of data;
• Identity theft;
• Credit-related losses;
• Financial losses;
• Business interruption; or
• Any damages arising from third-party conduct.

This limitation applies regardless of the legal theory asserted, including contract, tort, negligence, strict liability, or otherwise.

34. Maximum Liability

To the fullest extent permitted by law, if MONEYLENDINGS.COM is found liable for any claim arising from or relating to the Website or these Terms, our total aggregate liability shall not exceed the greater of:

• One Hundred U.S. Dollars (US $100.00); or
• The amount, if any, paid by you directly to MONEYLENDINGS.COM during the twelve (12) months preceding the event giving rise to the claim.

Because the Website is generally provided free of charge to consumers, in most cases this amount will be US $100.00.

35. Third-Party Liability

MONEYLENDINGS.COM is not responsible for the actions, omissions, products, services, policies, communications, or conduct of any third-party provider.

This includes, without limitation:

• Banks;
• Credit unions;
• Marketplace lenders;
• Finance companies;
• Loan brokers;
• Credit repair organizations;
• Debt settlement companies;
• Debt management providers;
• Advertisers;
• Marketing partners;
• Analytics providers;
• Payment processors; and
• Other affiliated or non-affiliated third parties.

Any dispute concerning a third-party product or service must be resolved directly with the applicable provider.

36. Indemnification

You agree to defend, indemnify, and hold harmless MONEYLENDINGS.COM and its owners, officers, directors, managers, employees, affiliates, contractors, licensors, successors, and assigns from and against any and all claims, actions, liabilities, damages, judgments, losses, costs, expenses, and reasonable attorneys’ fees arising out of or relating to:

• Your use of the Website;
• Your violation of these Terms;
• Your violation of any law or regulation;
• Your submission of inaccurate information;
• Fraudulent activity;
• Your infringement of another person’s rights;
• Your misuse of third-party products or services; or
• Any dispute between you and a third-party provider.

This indemnification obligation survives termination of these Terms.

37. Release of Claims

To the fullest extent permitted by law, you release MONEYLENDINGS.COM from any and all claims arising from disputes between you and any third-party lender, broker, debt relief company, credit repair organization, advertiser, affiliate, or other financial service provider.

We are not a party to any agreement entered into between you and a third-party provider.

38. Arbitration Agreement

PLEASE READ THIS SECTION CAREFULLY.

IT AFFECTS YOUR LEGAL RIGHTS.

Except where prohibited by applicable law, any dispute, controversy, or claim arising out of or relating to these Terms, the Website, or your use of the Website shall be resolved exclusively through binding individual arbitration rather than in court.

Arbitration shall be administered by the American Arbitration Association (AAA) under its applicable Consumer Arbitration Rules then in effect, unless the parties mutually agree otherwise.

The arbitration shall be conducted before a single neutral arbitrator.

The arbitrator shall have exclusive authority to resolve any dispute concerning:

• Interpretation of these Terms;
• Enforceability of these Terms;
• Arbitrability of any dispute;
• Scope of the arbitration agreement; and
• Any related claims.

Judgment upon the arbitrator’s award may be entered in any court having competent jurisdiction.

Nothing in this section prevents either party from seeking temporary injunctive relief in a court of competent jurisdiction to protect intellectual property rights or confidential information.

39. Class Action Waiver

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

YOU AGREE THAT ALL CLAIMS SHALL BE BROUGHT SOLELY IN YOUR INDIVIDUAL CAPACITY.

YOU WAIVE ANY RIGHT TO PARTICIPATE IN:

• Class actions;
• Collective actions;
• Representative actions;
• Mass arbitrations;
• Private attorney general actions; or
• Consolidated proceedings.

The arbitrator may not consolidate claims of multiple individuals without the express written consent of all parties.

40. Jury Trial Waiver

To the fullest extent permitted by law, you knowingly and voluntarily waive any right to a trial by jury for any dispute arising out of or relating to these Terms or your use of the Website, except where such waiver is prohibited by applicable law.

41. Governing Law

These Terms and any dispute arising out of or relating to the Website shall be governed by and construed in accordance with the laws of the United States and the laws of the state in which MONEYLENDINGS.COM is organized or maintains its principal place of business, without regard to conflict-of-law principles.

If any provision of these Terms is found unenforceable under applicable law, the remaining provisions shall remain in full force and effect.

42. Force Majeure

MONEYLENDINGS.COM shall not be liable for any delay or failure to perform resulting from causes beyond our reasonable control, including but not limited to:

• Natural disasters;
• Floods;
• Hurricanes;
• Fires;
• Earthquakes;
• Acts of God;
• Epidemics or pandemics;
• War;
• Terrorism;
• Civil unrest;
• Government actions;
• Labor disputes;
• Utility failures;
• Internet outages;
• Cyberattacks;
• Data center failures; or
• Interruptions caused by third-party service providers.

Performance shall be suspended for the duration of the force majeure event.

43. Termination

We reserve the right, in our sole discretion and without prior notice, to suspend, restrict, or terminate your access to all or any portion of the Website if we believe that:

• You have violated these Terms;
• You have engaged in fraudulent or unlawful activity;
• Your use presents a security risk;
• Your conduct may expose us or others to liability; or
• Termination is otherwise necessary to protect the Website or its users.

Termination of access shall not affect any rights or obligations that accrued before termination.

44. Survival

The following provisions shall survive termination of these Terms:

• Ownership and Intellectual Property;
• Disclaimer of Warranties;
• Limitation of Liability;
• Indemnification;
• Arbitration Agreement;
• Class Action Waiver;
• Governing Law;
• Release of Claims;
• Payment obligations (if any); and
• Any provision that by its nature should survive termination.

45. No Waiver

Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision or of any other provision.

Any waiver must be in writing and signed by an authorized representative of MONEYLENDINGS.COM.

46. Severability

If any provision of these Terms is determined by a court or arbitrator of competent jurisdiction to be invalid, illegal, or unenforceable, that provision shall be enforced to the maximum extent permitted by law, and the remaining provisions shall continue in full force and effect.

47. Entire Agreement

These Terms, together with our Privacy Policy, Cookie Policy (if applicable), and any additional legal notices or policies posted on the Website, constitute the entire agreement between you and MONEYLENDINGS.COM regarding your use of the Website and supersede all prior or contemporaneous communications, understandings, and agreements relating to the subject matter herein.

TERMS AND CONDITIONS (PART 4)

48. Assignment

You may not assign, transfer, delegate, sublicense, or otherwise transfer any of your rights or obligations under these Terms without our prior written consent.

MONEYLENDINGS.COM may assign, transfer, or delegate its rights and obligations under these Terms, in whole or in part, without notice or restriction, including in connection with:

• A merger;
• Acquisition;
• Corporate reorganization;
• Sale of assets;
• Change of ownership; or
• Operation of the Website by a successor entity.

Any prohibited assignment by a user shall be null and void.

49. No Agency Relationship

Nothing contained in these Terms shall be construed to create any:

• Partnership;
• Joint venture;
• Agency;
• Employment;
• Fiduciary relationship; or
• Franchise relationship

between you and MONEYLENDINGS.COM.

Your use of the Website does not create any contractual relationship between you and any third-party lender or financial service provider until such provider expressly accepts your application or otherwise enters into an agreement with you.

50. Geographic Availability

The Website is intended primarily for individuals located within the United States.

Financial products and services available through third-party providers may not be available in every state or jurisdiction.

Certain products may be restricted or unavailable based upon:

• State law;
• Licensing requirements;
• Residency;
• Age;
• Credit qualifications;
• Income;
• Employment status; or
• Other eligibility requirements established by participating providers.

We make no representation that the Website or any services are appropriate or available outside the United States.

Users accessing the Website from outside the United States do so at their own initiative and are responsible for compliance with local laws.

51. Compliance With Applicable Laws

You agree to comply with all applicable federal, state, and local laws while using the Website.

Nothing contained on the Website is intended to encourage or facilitate any activity that violates applicable law.

If any provision of these Terms conflicts with applicable law, such law shall control only to the extent required, and the remaining provisions shall continue in full force and effect.

52. Compliance With Financial Regulations

MONEYLENDINGS.COM operates as an online marketplace and lead generation platform and is not a financial institution.

Nothing on this Website should be interpreted as:

• A lending license;
• A loan commitment;
• A credit decision;
• A financial guarantee; or
• A representation that we are licensed as a lender in any jurisdiction.

Participating third-party providers are solely responsible for complying with all licensing, regulatory, and consumer protection laws applicable to their respective businesses.

53. Accuracy of Information

Although we strive to maintain accurate and current information, financial products change frequently.

Accordingly, we do not warrant that:

• Interest rates are current;
• Annual Percentage Rates (APRs) remain unchanged;
• Promotional offers are still available;
• Credit card rewards remain accurate;
• Fees remain unchanged;
• Loan terms remain available;
• Provider information is complete; or
• Product descriptions are error-free.

Users should independently verify all information directly with the applicable financial institution before making any financial decision.

54. Website Modifications

We reserve the right, at any time and without prior notice, to:

• Modify the Website;
• Remove content;
• Add new services;
• Discontinue services;
• Change functionality;
• Update software;
• Redesign pages;
• Modify referral relationships; or
• Restrict access to portions of the Website.

We shall not be liable for any modification, suspension, or discontinuation of the Website.

55. Changes to These Terms

We reserve the right to amend, revise, supplement, or replace these Terms at any time.

When material changes are made, we may:

• Update the “Last Updated” date;
• Post a notice on the Website;
• Provide electronic notification where appropriate; or
• Take any other action required by applicable law.

Your continued use of the Website after revised Terms become effective constitutes your acceptance of those revised Terms.

If you do not agree to any revised Terms, you must discontinue use of the Website.

56. Accessibility

MONEYLENDINGS.COM is committed to improving accessibility for all users.

We strive to make our Website accessible to individuals with disabilities and continually work to improve the usability of our digital services.

If you encounter accessibility barriers while using the Website, please contact us so we can make reasonable efforts to address the issue.

57. California Consumer Notice

If you are a California resident, you may have additional rights under applicable California law, including rights relating to the collection, use, disclosure, and deletion of certain personal information.

Please review our Privacy Policy for additional information regarding applicable state privacy rights.

Nothing contained in these Terms limits any non-waivable rights provided under applicable law.

58. State Law Variations

Certain provisions contained in these Terms may not apply in jurisdictions where prohibited by law.

Some states do not allow:

• Limitations on implied warranties;
• Exclusions of certain damages;
• Limitations on arbitration;
• Waivers of statutory rights; or
• Other contractual limitations.

In those jurisdictions, such provisions shall apply only to the maximum extent permitted by applicable law.

59. Headings

The headings used in these Terms are provided solely for convenience and shall not affect the interpretation of any provision.

60. Interpretation

Words importing the singular include the plural and vice versa where appropriate.

The terms:

• “including,”
• “includes,” and
• “include”

shall be deemed to mean “including without limitation.”

No rule requiring interpretation against the drafting party shall apply to these Terms.

61. Notices

Any notices required under these Terms may be provided by:

• Email;
• Website posting;
• Postal mail;
• Electronic notification; or
• Any other legally recognized method of communication.

Electronic notices shall be deemed received when transmitted unless otherwise required by applicable law.

62. Contact Information

Questions regarding these Terms may be directed to:

MONEYLENDINGS.COM

Email: legal@moneylendings.com

Website: https://moneylendings.com

Mailing Address:

MONEYLENDINGS.COM
[Broker Connect LLC]
[1323 SE 17th St #98584]
[Ft Lauderdale, FL 33316]
United States

63. Copyright Notice

© 2026 MONEYLENDINGS.COM. All Rights Reserved.

All Website content, including but not limited to text, graphics, logos, icons, software, page layouts, articles, images, databases, and other materials, is protected under United States and international copyright, trademark, and other intellectual property laws.

Unauthorized reproduction, distribution, modification, public display, republication, or commercial exploitation of any Website content is strictly prohibited without prior written permission.

64. Electronic Acceptance

By accessing, browsing, submitting information through, or otherwise using MONEYLENDINGS.COM, you acknowledge that:

• You have read these Terms and Conditions;
• You understand these Terms and Conditions;
• You voluntarily agree to be legally bound by these Terms and Conditions;
• You have reviewed our Privacy Policy;
• You understand that MONEYLENDINGS.COM is not a lender, broker, debt settlement company, debt management company, or credit repair organization;
• You understand that all financial products and services are provided solely by independent third-party providers; and
• You agree that these Terms constitute a legally binding agreement between you and MONEYLENDINGS.COM.

65. Final Disclaimer

MONEYLENDINGS.COM is an independent financial marketplace and lead generation website.

We do not:

• Make loans;
• Extend credit;
• Guarantee approval;
• Negotiate debts;
• Repair credit;
• Provide legal advice;
• Provide tax advice;
• Provide investment advice; or
• Endorse any specific lender, broker, or financial service provider.

All financial decisions should be made only after carefully reviewing the terms and conditions of the applicable third-party provider and, where appropriate, consulting qualified financial, legal, or tax professionals.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy, Cookie Policy (if applicable), Disclaimer, and any additional legal notices posted on the Website, constitute the entire agreement between you and MONEYLENDINGS.COM concerning your use of the Website and supersede all prior or contemporaneous agreements, communications, and understandings relating to the subject matter herein.

MONEYLENDINGS.COM (“Website,” “we,” “our,” or “us”) is owned and operated by Broker Connect LLC, a Florida limited liability company with its principal place of business in Orlando, Florida, United States.

Broker Connect LLC
Owner and Operator of MONEYLENDINGS.COM

Mailing Address:

MONEYLENDINGS.COM
[Broker Connect LLC]
[1323 SE 17th St #98584]
[Ft Lauderdale, FL 33316]
United States

Email: legal@moneylendings.com

General Support:
support@moneylendings.com

Website:
https://moneylendings.com